AN OASIS ON THE RIVER! NO FLOOD INSURANCE REQUIRED. Refined design, and curated upgrades create a lifestyle that feels more like a retreat than a residence. Nestled within the Club Continental & designed by an HGTV Dream Home designer; this ground-floor unit offers a thoughtfully designed layout, including a secondary bedroom reimagined as a loft style riverfront office with stunning views as your focal point. The fully transformed kitchen is both striking and functional, featuring new cabinetry, upgraded countertops, new stainless-steel appliances. The main living area is elevated by a custom wood-paneled ceiling with exposed beam detail, and added sound-reduction, creating warmth, character, and quiet comfort while framing stunning views of the St. Johns River. The primary suite serves as a private retreat with oak hardwood flooring, a custom closet, elegant plantation shutters, and a spa inspired bathroom complete with a floor to ceiling marble tiled glass showe HOA covers: Condo Insurance, Lawn maintenance, Building maintenance, Pest control, Water, Sewer, Trash! HOA is fully funded. Additional highlights: LVP flooring in hallway/office, no carpet, surround sound wiring, washer/dryer and living room TV conveying, water softener, updated electrical panel (2022), water heater (2026), and added patio/carport storage. Nestled near Club Continental, residents enjoy peaceful surroundings, stunning St. Johns River views, a prime location, and optional access to dining, swimming, and tennis; offering a true resort-style lifestyle.