ASSUMABLE LOAN at an incredible 3.25%! Rare opportunity to own a versatile property on a 0.48-acre fully buildable lot, verified with the city. This well-maintained 3-bedroom, 2-bath townhome is ideally located less than 10 minutes from the beach, Hanna Park, top-rated schools, shopping, and dining--offering both convenience and lifestyle. Enjoy the freedom of NO HOA or CDD fees, a true rarity in this area. The property boasts approximately 160 feet of buildable frontage--nearly half the length of a football field--providing exceptional space and flexibility for future expansion, investment, or development. With mixed-use zoning allowing for both residential and commercial possibilities, the potential here is truly limitless. Inside, you'll find low-maintenance living with no carpet throughout, along with new windows and a new front door (2020). The updated kitchen features butcher block countertops and refreshed cabinetry, opening into comfortable, light-filled living spaces designed for everyday living and entertaining.