2.25% ASSUMABLE LOAN AVAILABLE! This exquisite brick-front home offers an enviable location. Perfectly situated on a quiet cul-de-sac off Kernan Blvd. You are only minutes from JTB and 295, central to St. Johns Town Center, the beaches, and Mayo Clinic. Just 20 mins to Mayport! The entrance greets you with a welcoming foyer that ushers you into an expansive living space. The split floorplan offers ultimate privacy, featuring a lavish primary bedroom complete with an ensuite bath and dual closets. The updated kitchen, which features granite countertops and stainless steel appliances, seamlessly connects to the living and dining areas, making it ideal for entertaining. Outside, enjoy a private oasis with tranquil water views from your covered lanai or paved patio, all within a fully fenced yard. This is more than a home—it's a lifestyle opportunity you won't want to miss. Roof and HVAC both around 5 years old!