Welcome to this beautifully maintained home in the highly desirable Pablo Bay Community! From the moment you enter the foyer, you'll be captivated by the soaring two-story formal living room filled with natural light. The thoughtful layout includes a spacious family room, elegant formal dining room, and a fully equipped kitchen with stainless steel appliances—perfect for entertaining or everyday living. Upstairs, you'll find a generous loft area with a complete wet bar, two additional bedrooms, and a full bathroom—ideal for guests or a growing family. Step outside to your covered and screened lanai that opens to a custom paver patio and one of the largest fenced backyards in the community—perfect for outdoor entertaining or even adding a future pool. Pablo Bay is a highly desirable community, located minutes away from the beach & The St. John's Town Center, Whole Foods, Trader Joe's, Mayo Clinic and much more! Brand new HVAC 2023, roof 2022.