Discover comfort and efficiency in this beautifully maintained 4-bedroom, 2-bath home in the sought-after Alta Lakes community! Built for modern living, this home features owned solar panels, offering significantly reduced utility bills (current average is $100/month - for water, sewer and electric—a smart investment for both your wallet and the planet. Step inside to an open-concept layout filled with natural light, a spacious kitchen with plenty of cabinet space, and a relaxing primary suite with a walk-in closet and en-suite bath. Enjoy your mornings on the covered patio or host summer cookouts in the private, fenced backyard with waterfront views. Assumable VA loan at 5.75% for qualified buyers - an incredible opportunity in today's market. Alta Lakes offers a peaceful and friendly atmosphere just minutes from River City Marketplace, I-295, and Mayport & Kings Bay bases with resort-style pool, gym, playground and sports courts.