Exclusive financing incentive—unlock HUGE savings now! NEW ROOF & A/C (2024)! Nestled in a quiet cul-de-sac in highly sought-after Bartram Springs, this spacious home offers 3 bedrooms + OFFICE + upstairs BONUS ensuite and 3 full baths. The kitchen features granite counters, stainless steel appliances, breakfast bar & 42'' cabinets, opening to a light-filled family room with FIREPLACE and built-ins. Enjoy seamless flow between living, dining, and kitchen spaces—perfect for entertaining! The expansive first-floor owner's suite boasts double vanities, garden tub, and walk-in shower. Two additional bedrooms share a full bath in a split floor plan. Upstairs bonus/4th bedroom includes private bath and closet—great flex space! Dedicated office ideal for working from home. Outside offers a covered lanai and FULLY FENCED YARD. All in the amenity-rich Bartram Springs community with pools, clubhouse, fitness center & more. Don't miss this move-in ready gem! Currently zoned for Bartram Springs Elementary School located within the community! Enjoy all Bartram Springs amenities - Junior Olympic-size pool, water slide, kiddie pool, splash pad, picnic gazebo with dock, athletic fields, 2 parks, tennis courts, fitness center, event center. Preferred Lender First Coast Lending offering a nice closing cost incentive!